Off-Premises Injury Not Covered Under Policies, Florida Panel Affirms

(May 29, 2019, 2:15 PM EDT) -- TALLAHASSEE, Fla. — A Florida appeals court panel on May 28 affirmed a lower court’s ruling in favor of commercial general liability insurers in their declaratory judgment lawsuit disputing coverage for personal injuries that an independent contractor incurred while drilling a water well for the insureds’ residential customer, finding that the policies did not cover well drilling operations that were unrelated to the insureds' feed store premises (Larry Musselwhite v. Florida Farm General Insurance Company, et al., No. 1D18-780, Fla. App., 1st Dist., 2019 Fla. App. LEXIS 8207)....