(May 21, 2019, 5:06 PM EDT) -- CHARLESTON, W.Va. — The West Virginia Supreme Court of Appeals on May 20 determined that a circuit court did not err in concluding that an insured failed to present clear and convincing evidence that an insurer waived its right to invoke a policy’s vacancy provision (Mohammed Ashraf M.D. v. State Auto Property and Casualty Insurance Co., No. 18-0382, W.Va. Sup., 2019 W. Va. LEXIS 222)....