Mealey's (November 6, 2015, 10:17 AM EST) -- SAN FRANCISCO — A de novo standard of review applies to a wrongful denial of disability benefits suit because under California law, the policy provision providing the insurer with the authority to set the standard of review is void and unenforceable, a California federal judge said Oct. 29 (Amy Hirschkron v. Principal Life Insurance Co., No. 15-664, N.D. Calif.; 2015 U.S. Dist. LEXIS 147685)....