Mealey's (April 15, 2019, 1:35 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on April 12 affirmed a lower federal court’s ruling that a commercial general liability insurer had no duty to indemnify its insured for an underlying $22,536,500 settlement because no accident occurred when the insured sent thousands of junk faxes with the mistaken belief that the recipients agreed to receive them (G.M. Sign Inc. v. St. Paul Fire & Marine Insurance Co., No. 17-14247, 11th Cir., 2019 U.S. App. LEXIS 10868)....