(November 4, 2015, 7:41 AM EST) -- PHILADELPHIA — A Pennsylvania federal court erred when it applied Pennsylvania law to claims filed by an insurer that issued the policy in question in Arizona, seeking a declaration that its policy provided no coverage for claims filed under the Telephone Consumer Protection Act (TCPA) and alleging that its insured sent unsolicited faxes, the fax recipient argues in an Aug. 24 brief filed in the Third Circuit U.S. Court of Appeals (Auto-Owners Insurance Company v. Stevens & Ricci Inc., et al., No. 15-2080, 3rd Cir.)....