Mealey's (January 30, 2019, 1:05 PM EST) -- LOS ANGELES — A California appeals panel on Jan. 29 affirmed a lower court’s decisions in favor of the purchaser of a property at a trustee’s sale and banks, holding that a borrower failed to submit the required allegations of tender in support of his claim for violation of the California Homeowners Bill of Rights (HBOR) and his cause of action for violation of California’s unfair competition law (UCL) failed as derivative to that claim (Jorge Rojas v. Bank of America, N.A., et al., No. E068405, Calif. App., 4th Dist., Div. 2, 2019 Cal. App. Unpub. LEXIS 680)....