Policy Endorsement Limits Coverage For Sewage Backup, Panel Says

(December 10, 2018, 1:45 PM EST) -- TRENTON, N.J. — A New Jersey appellate panel on Dec. 3 affirmed a trial court’s ruling that a policy’s custom endorsement limitation applies to cap an insurer’s coverage responsibility to $25,000 for damages caused by a sewage backup in an insured restaurant because the endorsement clearly excluded loss for business income or extra expenses  (Fouzia Salih v. Ohio Security Insurance Co., No. A-1179-17T1, N.J. Super., App. Div., 2018 N.J. Super. Unpub. LEXIS 2647)....