Mealey's (October 3, 2018, 2:17 PM EDT) -- OAKLAND, Calif. — A California federal judge on Oct. 1 refused to dismiss a borrower’s causes of action for violation of the Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Fair Debt Collections Practice Act, holding that the FDCPA applied to an allegedly settled debt with her lender (Melinda Rudio v. Credit Control, LLC, No. 16-cv-03003, N.D. Calif., 2018 U.S. Dist. LEXIS 169522)....