(October 1, 2015, 2:00 PM EDT) -- LAKELAND, Fla. — A Florida appeals panel held Sept. 30 that there is a material issue of fact regarding the proper method of subsurface repair in a sinkhole coverage dispute, reversing and remanding a lower court's order granting summary judgment in favor of the insurer (Lizardo Estrada, et al. v. Tower Hill Select Insurance Co., et al., No. 2D13-3671 c/w No. 2D14-1101, Fla. App., 2nd Dist.; 2015 Fla. App. LEXIS 14444)....