Mealey's (September 24, 2015, 2:26 PM EDT) -- LEXINGTON, Ky. — A long-term disability plan is governed by the Employee Retirement Income Security Act because the policy at issue does not fall within ERISA’s safe harbor provision, a Kentucky federal judge said Sept. 21 (Eileen Latham v. The Lincoln National Life Insurance Co., No. 15-141, E.D. Ky.; 2015 U.S. Dist. LEXIS 125680).

(Opinion available. Document #17-151012-004Z.)

While employed at Nurses Registry and Home Health Care in Fayette County, Ky., Eileen Latham elected to become insured under a long-term disability (LTD) insurance policy with The...