(April 3, 2018, 11:04 AM EDT) -- CHICAGO — An Illinois appeals panel on March 30 affirmed a lower court’s finding that water damage to an insured’s bookstore is not covered because it was caused by a sewer backup resulting from the accumulation of surface water and is considered a flood under the policy (Edmund Lapa, d/b/a Polska Ksiazka v. Sentinel Insurance Company, Limited, No. 1-17-1050, Ill. App., 1st Dist., 1st Div., 2018 Ill. App. Unpub. LEXIS 569)....