Mealey's (March 21, 2018, 11:00 AM EDT) -- HARTFORD, Conn. — An insured’s claims for breach of contract and bad faith against one homeowners insurer cannot stand because the insured’s claim for cracking and deteriorating basement walls caused by a chemical reaction is not covered under the policy’s collapse provision; however, the insured’s claims for breach of contract and bad faith against another homeowners insurer can stand because the insurer’s exclusion for cracking is ambiguous and must be construed in favor of the policyholder, a Connecticut federal judge said March 20 (Susan Rudeen v. Allstate Insurance Co., et al., No. 16-1827, D. Conn., 2018 U.S. Dist. LEXIS 45252)....