(September 11, 2015, 10:27 AM EDT) -- FRANKFORT, Ky. — A state trial court did not err in granting an insurer’s motion to dismiss in an insurance breach of contract and bad faith lawsuit because the insurer was not barred from asserting several defenses in a reply brief in response to counterclaims filed by an insured or in a motion to dismiss filed 13 months after filing the reply brief, a Kentucky Court of Appeals panel ruled Aug. 28 (Bradley and Leah Settles v. Owners Insurance Co., No. 2014-CA-001162-MR, Ky. App.; 2015 Ky. App. Unpub. LEXIS 623)....