(September 4, 2015, 8:27 AM EDT) -- PHILADELPHIA — Summary judgment was properly granted to an insurer that denied accidental death benefits because the lower court judge adequately considered the insurer’s dual role as claim payer and evaluator and there was sufficient evidence that the decedent was legally intoxicated at the time of the accident that resulted in his death, the Third Circuit U.S. Court of Appeals ruled Sept. 2 (John Guthrie v. The Prudential Insurance Company of America, No 14-3282, 3rd Cir.; 2015 U.S. App. LEXIS 15599)....