(January 23, 2017, 1:31 PM EST) -- SAN FRANCISCO — An employer that includes a disclosure required by the Fair Credit Reporting Act (FCRA) in the same document as a liability waiver willfully violates the FCRA, a Ninth Circuit U.S. Court of Appeals panel ruled Jan. 20 in a case that it noted presented a question of first impression (Sarmad Syed, et al. v. M-I, LLC, et al., No. 14-17186, 9th Cir.; 2017 U.S. App. LEXIS 1029)....