Mealey's (January 4, 2017, 1:23 PM EST) -- COLUMBIA, S.C. — The term “flood” in a homeowners insurance policy is not ambiguous under South Carolina law, and as a result, an insurer did not breach its contract or act in bad faith in denying coverage under the policy because it contained a water damage exclusion that precluded coverage for the damages insureds sought, a federal judge in South Carolina ruled Dec. 29 in granting the insurer’s motion for judgment on the pleadings (Stephen F. Morris, et al. v. Auto-Owners Insurance Co., No. 16-0880, D. S.C.; 2016 U.S. Dist. LEXIS 179715)....