Mealey's (December 7, 2016, 10:35 AM EST) -- SAN FRANCISCO — In briefs filed in the Ninth Circuit U.S. Court of Appeals, a California couple and their homeowners insurance provider dispute whether a trial court properly determined that water damage to the couple’s home was caused gradually, rather than by a “sudden and accidental” occurrence, exempting their claim from coverage (Neda Raschkovsky, et al. v. Allstate Insurance Co., No. 16-55093, 9th Cir.)....