(December 5, 2016, 11:51 AM EST) -- TACOMA, Wash. — An insured’s dock is not a “building” as that term is used in an insurance policy and, thus, coverage for only actual cost value (ACV) applies, a Washington federal magistrate judge ruled Nov. 30, also finding that the insured failed to show that the insurer improperly calculated ACV (Douglas and Tammy Herzog v. Property and Casualty Insurance Company of Hartford, No. 16-05083, W.D. Wash.; 2016 U.S. Dist. LEXIS 166177)....