Mealey's (December 2, 2016, 2:44 PM EST) -- MIAMI — A Florida appeals panel on Nov. 23 affirmed a lower court’s ruling in favor of a homeowners insurer in a breach of contract dispute arising from the insureds’ water damage claim (Ronald Reddy and Yolanda Reddy v. State Farm Florida Insurance Co., No. 3D16-512, Fla. App., 3rd Dist.; 2016 Fla. App. LEXIS 17494)....