Mealey's (July 28, 2015, 7:41 AM EDT) -- PHILADELPHIA — A majority of the Third Circuit U.S. Court of Appeals on July 23 affirmed a lower federal court’s ruling that a federal flood insurer could not be held liable for an insurance agent’s alleged misrepresentations in a dispute over flood coverage for a Subway franchise (Mahakali Krupa LLC, et al. v. Allstate Insurance Co., No. 14-3764, 3rd Cir.; 2015 U.S. App. LEXIS 12687)....