Mealey's (November 2, 2016, 12:53 PM EDT) -- UTICA, N.Y. — After finding that a former property owner lacked standing to sue a lender for breach of contract and that she failed to allege that she held title to the property, a New York federal judge on Nov. 1 granted the lender's motion to dismiss the complaint for failure to state a claim (Cynthia Zap v. Mortgage Electronic Registration Systems Inc., No. 6:15-cv-00624, N.D. N.Y.; 2016 U.S. Dist. LEXIS 150988)....