Panel: Subcontractors’ Faulty Work Constitutes ‘Occurrence’ Under Insurance Policies
Mealey's (July 23, 2015, 10:13 AM EDT) -- TRENTON, N.J. — Consequential damages caused by subcontractors' defective work that were unintended and unexpected constitute “property damage” and an “occurrence” under commercial general liability insurance policies, a New Jersey appeals panel ruled July 21, applying the subcontractor exception to the “your work” exclusion (Bob Meyer Communities Inc. v. James R. Slim Plastering Inc., et al., No. A-5581-12T1, N.J. Super., App. Div.; 2015 N.J. Super. Unpub. LEXIS 1754).