(August 8, 2016, 11:26 AM EDT) -- SALT LAKE CITY — An insurer owes no coverage for water damage to its insureds’ home and personal property caused when rain entered the home before a new roof installation was complete because the incomplete roof does not constitute a roof as required by the policy, the Utah Court of Appeals affirmed Aug. 4 (Annalee Poulsen et al. v. Farmers Insurance Exchange, No. 20150498, Utah App.; 2016 Utah App. LEXIS 175).

(Opinion available. Document #03-160810-001Z.)

Annalee and Troy Poulsen purchased a homeowners insurance policy from Farmers...