Judge: Insurer Didn’t Act In Bad Faith Because No Insurance Contract Existed

(June 21, 2016, 12:13 PM EDT) -- BIRMINGHAM, Ala. — Dismissal of a bad faith claim in an insurance dispute is warranted because the plaintiff did not have an enforceable insurance contract at the time of her loss, a federal judge in Alabama ruled June 16 in granting an insurer’s summary judgment motion (Mary Norman Phillips v. Nationwide General Insurance Co., No. 15-885, N.D. Ala.; 2016 U.S. Dist. LEXIS 78298).

(Opinion available. Document #07-160627-012Z.)

Mary Norman Phillips purchased an automobile insurance policy from Nationwide General Insurance Co., but on Sept. 15, 2009, the...
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