(June 17, 2016, 1:37 PM EDT) -- SALT LAKE CITY — Homeowners failed to establish evidence that they suffered any property damage as a result of a contractor or subcontractor’s work on their home that is covered under two commercial general liability insurance policies, a Utah federal judge ruled June 15, finding that the insurers have no duty to indemnify for underlying judgments (Auto-Owners Insurance Co. v. Timbersmith, Inc., et al. & George Fleming and Janis Fleming v. The Charter Oak Fire Insurance Co., No. 12-00786, D. Utah; 2016 U.S. Dist. LEXIS 78748)....