Washington High Court: Insurance Policy Bars Water Damage Immediately Upon Vacancy

Mealey's (June 10, 2016, 1:10 PM EDT) -- OLYMPIA, Wash. — An insurance policy unambiguously excluded coverage for insureds’ water damage immediately upon vacancy, the Washington Supreme Court ruled June 9, affirming an appellate court’s reversal of a trial judge’s contrary holding that the exclusion would commence only after a 60-day vacancy (Kut Suen Lui and May Far Lui v. Essex Insurance Co., No. 91777-9, Wash. Sup.; 2016 Wash. LEXIS 692).

(Opinion available. Document #69-160701-005Z.)

Kut Suen Lui and May Far Lui owned a building that sustained water damage after a pipe burst while...
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