Mealey's (May 6, 2016, 11:10 AM EDT) -- RICHMOND, Va. — A disability insurer did not abuse its discretion in terminating a claim for long-term disability (LTD) benefits because the insurer’s conclusion that the claimant could perform the duties of “your occupation” and “any occupation” was reasonable, the Fourth Circuit U.S. Court of Appeals said April 20 (Rhonda Henderson v. Hartford Life & Accident Insurance Co., No. 15-1344, 4th Cir.; 2016 U.S. App. LEXIS 7147)....