(April 27, 2016, 11:29 AM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on April 11 affirmed a lower federal court’s ruling that an insurer has a duty to defend against an underlying class action lawsuit alleging that its insured failed to safeguard hospital patients’ private medical records by posting them on the Internet for more than four months (The Travelers Indemnity Company of America v. Portal Healthcare Solutions, L.L.C., et al., No. 14-1944, 4th Cir.; 2016 U.S. App. LEXIS 6554)....