(April 8, 2016, 2:50 PM EDT) -- NEW YORK — A New York justice on March 22 held that a commercial property insurance policy’s flood exclusion applies regardless of whether the flood occurred at the insured’s Manhattan restaurant or a remote power utility station, finding that there is no coverage for the insured’s claim for food spoilage and loss of business income that resulted from a power outage caused by Superstorm Sandy flooding (Northern Spy Food Co. LLC v. Tower National Ins. Co., No. 650461/2014, N.Y. Sup., New York Co.; 2016 N.Y. Misc. LEXIS 1033)....