(March 25, 2016, 1:31 PM EDT) -- BROOKLYN, N.Y. — A New York appellate court panel on March 23 found that an insurer is obligated to defend and indemnify Cumberland Farms Inc. in a lawsuit alleging that a person tripped and fell outside a Cumberland franchisee’s gas station (Cumberland Farms Inc. v. Tower Group Inc., et al., No. 2014-07268, N.Y. Sup., App. Div., 2nd Dept.; 2016 N.Y. App. Div. LEXIS 2039)....