(March 22, 2016, 10:10 AM EDT) -- AUSTIN, Texas — The Third District Texas Court of Appeals on March 17affirmed a trial court’s ruling entered in an insurer’s favor in a mold coverage dispute after determining that the insureds failed to file a timely and substantive response to the insurer’s no-evidence motion for summary judgment (Veronica L. Davis, et al. v. State Farm Lloyds Texas, No. 03-14-00546-CV, Texas App., 3rd Dist.; 2016 Tex. App. LEXIS 2736)....