Notification Of Mortgage Assignment Did Not Violate FDCPA, 3rd Circuit Says
(March 15, 2016, 12:13 PM EDT) -- PHILADELPHIA — A letter notifying an individual who was represented by an attorney that the individual’s mortgage was assigned to another company did not violate Section 805(a)(2) of the Fair Debt Collection Practices Act (FDCPA) because the letter cannot be classified as a collection activity, the Third Circuit U.S. Court of Appeals said March 2 (Jeffrey Vilinsky v. Phelan Hallinan & Diamond PC, No. 15-2604, 3rd Cir.; 2016 U.S. App. LEXIS 3839).