(February 25, 2016, 11:58 AM EST) -- ST. LOUIS — In a class action, insureds failed to assert bad faith claims against their homeowners insurer for denied coverage and refusal to participate in appraisal of damages from a pipe burst, the Eighth Circuit U.S. Court of Appeals affirmed Feb. 24 (Michael Adams and Colleen Adams, on behalf of themselves and all others similarly situated v. American Family Mutual Insurance Co., No. 15-1475, 8th Cir.; 2016 U.S. App. LEXIS 3181)....