Mealey's (February 10, 2016, 11:29 AM EST) -- MIAMI — Unresolved coverage issues exist for water damage sustained at two insured properties, a Florida federal judge ruled Feb. 8, finding that appraisal is not appropriate until the court resolves all underlying coverage issues (Elena V. Pernas v. Scottsdale Insurance Co., No. 15-21506, S.D. Fla.; 2016 U.S. Dist. LEXIS 15031)....