(January 22, 2016, 11:40 AM EST) -- DENVER — A federal district court judge did not err in dismissing an automobile insurance coverage suit because an insured’s minor son, who was unlicensed, was driving the vehicle and caused the accident, a 10th Circuit U.S. Court of Appeals panel ruled Jan. 6 (Tracey Checkley v. Allied Property and Casualty Insurance Co., Nos. 14-1482 and 14-1495, 10th Cir.; 2016 U.S. App. LEXIS 277)....