Mealey's (January 19, 2016, 10:12 AM EST) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals Jan. 15 affirmed a lower federal court’s ruling that South Carolina law and equity principles dictate that an imposter’s fraudulent misrepresentations on a professional liability insurance application should not void the policy for the imposter’s innocent employer and fellow employees (Evanston Insurance Co. v. Agape Senior Primary Care, et al., No. 14-2268, 4th Cir.; 2016 U.S. App. LEXIS 703)....