(December 16, 2015, 11:17 AM EST) -- PASADENA, Calif. — After finding that Congress did not intend for Section 1641(g) of the Truth in Lending Act (TILA) to apply retroactively, the Ninth Circuit U.S. Court of Appeals on Dec. 14 affirmed a trial court's decision dismissing a putative class action filed by borrowers against two banks (Mohammad Ali Talaie, et al. v. Wells Fargo Bank, NA., et al., No. 13-56314, 9th Cir.; 2015 U.S. App. LEXIS 21557)....