4th Circuit Finds Credit Score Was Not Used By Lender In Denial Of Loan
(November 16, 2015, 2:07 PM EST) -- RICHMOND, Va. — After finding that a lender did not use an applicant's credit score when it decided to deny her loan request, the Fourth Circuit U.S. Court of Appeals on Nov. 12 affirmed a court's decision to dismiss her claims for violation of the Fair Credit Reporting Act (FCRA) (Alisha Kingery, f/k/a Alisha Wilkes, on behalf of herself and those similarly situated, v. Quicken Loans Inc., No. 14-1661, 4th Cir.; 2015 U.S. App. LEXIS 19705).