Panel: ‘Earth Movement’ Exclusion Bars Insurance Coverage For Collapse
Mealey's (October 21, 2015, 10:11 AM EDT) -- NEW YORK — An “earth movement” exclusion precludes coverage for a collapse on an insured’s premises, the Second Circuit U.S. Court of Appeals ruled Oct. 19, affirming summary judgment in favor of the insurer (Coney Island Auto Parts Unlimited, Inc. v. Charter Oak Fire Insurance Co., No. 14-3220, 2nd Cir.; 2015 U.S. App. LEXIS 18032).
(Summary order available. Document #69-151030-010R.)
On Dec. 19, 2011, a portion of a poured concrete floor collapsed at a site owned by Coney Island Auto Parts Unlimited Inc. Coney submitted a...