(October 20, 2015, 12:13 PM EDT) -- MADISON, Wis. — The District Four Wisconsin Court of Appeals on Oct. 15 reversed a ruling in favor of an insurer after determining that a policy’s pollution exclusion is ambiguous as to whether a certain bacteria constitute pollutants (Carmen Ramos, et al. v. The Charter Oak Fire Insurance Co., et al., No. 2014AP2039, Wis. App., Dist. 4; 2015 Wisc. App. LEXIS 753)....