Mealey's (October 6, 2015, 2:02 PM EDT) -- CHICAGO — Because a number of medical providers alleging that an insurer wrongfully reduced payments on health claims are not beneficiaries to an insurance contract, they are not entitled to allege claims under the Employee Retirement Income Security Act, the Seventh Circuit U.S. Court of Appeals said Oct. 1 in reversing a district court’s ruling in favor of the medical providers (Pennsylvania Chiropractic Association, et al. v. Independence Hospital Indemnity Plan Inc., Nos. 14-2322, 14-3174 & 15-1274, 7th Cir.; 2015 U.S. App. LEXIS 17269)....