Subsidence Damage Is Not An ‘Occurrence’ Under Insurance Policy, Judge Says
Mealey's (October 2, 2015, 1:28 PM EDT) -- CHICAGO — Subsidence damage to a home caused by subcontractors’ work is not an “occurrence,” an Illinois federal judge ruled Sept. 30, finding that an insurer had no duty to defend or indemnify its insured contractor in a breach of warranty lawsuit (Cincinnati Insurance Co. v. Northridge Builders, Inc., et al., No. 12-9102, N.D. Ill.; 2015 U.S. Dist. LEXIS 132165).
(Memorandum opinion and order available. Document #69-151030-003Z.)
In 2006, Anthony and Mary Puntillo hired Northridge Builders Inc. to build them a luxury home in Chesterton, Ind....