(September 22, 2015, 11:53 AM EDT) -- MINNEAPOLIS — Because a policy’s service of suit endorsement changes the terms of the policy at issue and states that the insurer will submit to the jurisdiction of any competent court, the insured, seeking coverage for losses related to an avian flu outbreak, is not bound by the policy’s forum-selection clause, a Minnesota federal judge said Sept. 16 in determining that the insured was not required to file its suit in New York pursuant to the forum-selection clause (Rembrandt Enterprises v. Illinois Union Insurance Co., No. 15-2913, D. Minn.; 2015 U.S. Dist. LEXIS 123270)....