Flood Policy Is Duplicate; No Coverage For Superstorm Sandy Claim, Panel Affirms

(September 11, 2015, 12:13 PM EDT) -- NEW YORK — The Second Circuit U.S. Court of Appeals held Sept. 10 that there is no genuine dispute regarding whether a dog grooming and daycare facility insured’s Standard Flood Insurance Policy (SFIP) was a “duplicate” under the meaning of the SFIP, affirming a lower court’s ruling that a federal flood insurer did not commit breach of contract when it denied a Superstorm Sandy claim (Fetch NYC Inc. v. Allstate Insurance Co., et al., No. 14-3431, 2nd Cir.; 2015 U.S. App. LEXIS 16059).

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