5th Circuit: ‘Your Work’ Exclusion Bars Insurer’s Duty To Indemnify Award

Mealey's (August 31, 2015, 12:29 PM EDT) -- NEW ORLEANS — A commercial general insurer has no duty to indemnify an underlying award because the “your work” exclusion bars coverage for damages arising out of the insured’s preparation of the soil, the foundation and the house itself, the Fifth Circuit U.S. Court of Appeals held Aug. 27, affirming summary judgment to the insurer on claims for breach of contract, breach of the duty of good faith and fair dealing and violations of the Texas Insurance Code and the Texas Deceptive Trade Practices Act (James...
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