Mealey's (July 28, 2015, 9:34 AM EDT) -- KANSAS CITY, Kan. — A homeowners insurer did not violate its policy when it depreciated all costs necessary to recreating the property following hail damage to an insured’s roof, including the costs associated with labor, when calculating actual cash value, a Kansas federal judge ruled July 22 (Margaret Graves v. American Family Mutual Insurance Co., No. 14-2417, D. Kan.; 2015 U.S. Dist. LEXIS 95127)....