Mealey's (September 26, 2016, 1:45 PM EDT) -- SAN DIEGO — A California appeals panel on Sept. 23 affirmed a lower court’s ruling that a commercial general liability insurance policy’s employment-related practices (ERP) bars coverage for all claims alleged against an insured and its employee (Golden Eagle Insurance Corp. v. Alana Munoz, No. G052223, Calif. App., 4th Dist., Div. 3; 2016 Cal. App. Unpub. LEXIS 6998)....