‘Your Work’ Exclusion Bars Coverage For Damaged Transformer, Judge Rules
(September 23, 2016, 1:28 PM EDT) -- ST. LOUIS — A Missouri federal judge on Sept. 19 found that a commercial general liability insurance policy’s “your work” exclusion bars coverage for a transformer that was damaged when the insured was disassembling it for transport (Electric Power Systems International Inc. v. Zurich American Insurance Co., No. 15-1171, E.D. Mo., Eastern Div.; 2016 U.S. Dist. LEXIS 127105).
(Memorandum and order available. Document #13-161006-019Z.)
Louisville Gas and Electric Co. (LGE) contracted for Electric Power Systems International Inc. (EPS) to remove and crate parts of a transformer...