(September 14, 2016, 10:43 AM EDT) -- MIAMI — An insured asked the Third District Florida Court of Appeal to reverse a lower court’s ruling in favor of an insurer in a breach of contract lawsuit, arguing that the insurer’s position that it complied with the policy by initially paying the amount of its independent adjuster’s actual cash value estimate wrongfully converts the homeowners insurance policy from one of “replacement cost” to one of “reimbursement” (Juan Chavez v. Tower Hill Signature Insurance Co., No. 15-2483, Fla. App., 3rd Dist.)....