Mealey's (September 13, 2016, 9:22 AM EDT) -- CINCINNATI — The lead plaintiffs in a putative class action over a 2012 data breach experienced by Nationwide Mutual Insurance Co. sufficiently alleged “a substantial risk of harm” and “incurred mitigation costs” from the theft of their personally identifiable information (PII) to establish standing to bring Fair Credit Reporting Act (FCRA) claims against the insurer, a Sixth Circuit U.S. Court of Appeals panel majority held Sept. 12, reversing and remanding a trial court’s dismissal ruling (Mohammad S. Galaria, et al. v. Nationwide Mutual Insurance Co., No. 15-3386 and 15-3387, 6th Cir.)....